The New York Times > Business > Behind Those Medical Malpractice Rates: "Lawsuits against doctors are just one of several factors that have driven up the cost of malpractice insurance, specialists say. Lately, the more important factors appear to be the declining investment earnings of insurance companies and the changing nature of competition in the industry.
The recent spike in premiums - which is now showing signs of steadying - says more about the insurance business than it does about the judicial system."
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